| Sitting poolside at
a vacation hotspot is not the place where you want to worry about
the protection of your home because you didn't take the time to
appropriately secure your property.
Most burglaries occur in July and August. Homeowners
Insurance claims for theft total about $1 billion annually,
with the average claim around $2,500.
In 2008, there were an estimated 2.2 million burglaries - an
increase of two percent when compared with 2007 data. Burglary
accounted for 22.7 percent of the estimated number of property
crimes committed in 2008.
"A few simple precautions will make your home a lot less attractive
to burglars," said Karl Newman, NW Insurance Council president,
"and you'll be able to relax a little more while you're away."
Standard Homeowners Insurance generally
covers the theft of most personal belongings and damage associated
However, jewelry, furs, art and other expensive belongings typically
have $1,000 to $2,000 worth of coverage. To protect your high-dollar
items to their full value, you can purchase special coverage with
As you plan a fun and relaxing vacation this summer, take time
to safeguard your home and belongings by following these tips:
- Standard Homeowners Insurance policies normally cover damage
and theft caused by burglars.
- Lock all doors and windows. Sliding glass doors have weak
locks. Install a bolt lock and place a broomstick or dowel in
the inside door track.
- Make your home look less attractive to thieves. Leave blinds
open in their usual position. Leave a little trash in your garbage
can. Arrange to have your lawn mowed or your walk shoveled.
All of these tactics can give burglars the indication that someone
- Stop all mail and newspaper deliveries. A stuffed mailbox
or a pile of rolled newspapers in front of the door leaves a
clear impression that you aren't home.
- Trim hedges next to your home so burglars do not have a place
- Tell police and dependable neighbors when you plan to be away
and when you expect to return. Have a friend or neighbor keep
an eye on your home and property.
- Do not hide keys in secret places outside your home. Experienced
burglars usually know where to look.
Call your company or agent to find out what your policy covers
and the costs involved.
For free brochures on Homeowners Insurance and how to protect
your home from burglary, contact NW
Insurance Council at (800) 664-4942.