Kenton Brine, President
Sandi Henke, Communications
NW Insurance Council
Phone: (206) 624-3330
Fax: (206) 624-1975
Follow at Twitter/nwinsuranceinfo
of Japan Tsunami
is a wake-up call for the Pacific Northwest
- The Washington and Oregon coastlines have the highest risk of tsunami anywhere in the continental United States.
- Earthquake Insurance is available as a separate policy or as an endorsement to a Homeowners policy.
- Flood damage, including tsunamis, is only covered by a flood insurance policy provided by the National Flood Insurance Program.
SEATTLE, March 11, 2016 - Today marks the five-year anniversary of the 8.9 magnitude
earthquake and massive tsunami that devastated Northern Japan.
Tsunami surges from the earthquake reached as far as the Washington
and Oregon coasts, causing some damage. Although our region escaped
devastation last year, the disaster serves as an ominous reminder
that the threat of tsunami in the Northwest is very real.
NW Insurance Council offers tips on how to prepare and encourages
homeowners and business owners to consider both Earthquake and
Flood Insurance because earthquake and tsunami damage are not
covered under most standard Homeowners, Renters and Business Owners
The Washington and Oregon coastlines have the highest risk of
tsunami anywhere in the continental United States. The Northwest
region also has the second highest risk of earthquake. Geologists
say an earthquake and tsunami similar to the one in Japan last
year could occur in the Pacific Northwest at any time along the
Cascadia Subduction Zone that stretches from Vancouver Island
to Northern California.
"The Washington and Oregon coasts and the Puget Sound region
are veined with unstable seismic fault lines that can spell disaster
for homeowners and businesses," said Karl Newman, NW Insurance
Council president. "If your home or business is at risk, it makes
sense to consider Earthquake Insurance and Flood Insurance, which
covers outside water coming in at the surface level, including
Insurance is available as a separate policy or as an endorsement
to a Homeowners policy, while flood damage, including tsunamis,
is only covered by a flood insurance policy. Flood insurance policies
are provided through the federal government's National
Flood Insurance Program (NFIP). Some private insurance companies
known as Surplus Lines carriers also offer flood insurance as
a separate policy. Additional information on Flood Insurance can
be found by going to the FloodSmart.gov
website or calling 888-379-9531.
Check with your agent or insurance company for more details on
how you can protect yourself against the devastating effects of
earthquake and tsunami.
NW Insurance Council offers the following tsunami, earthquake
- If you live along the coast, an earthquake
in your area is a natural tsunami warning. Do not stay in low-lying
coastal areas after a local earthquake. Do not return to such
areas until local authorities tell you that the danger of a
- Approaching tsunamis can be preceded by a noticeable rise
or fall of coastal water.
- Never go down to the beach to watch a tsunami. When you can
see the wave, you are too close to escape it.
- Know where and how to shut off electricity, gas and water
at main switches and valves following an earthquake. Check with
your local utilities office for instructions.
- Be sure to have a flashlight and a battery-powered radio on
hand in case power is cut off.
prepare for any natural disaster, gather and store emergency
water, non-perishable food and first aid supplies.
- Creat a family evacuation plan.
- Maintain a home inventory of all of your possessions, including
descriptions and serial numbers and keep this list (or video)
in a safe location away from your home, such as in a safety
deposit box. Free, downloadable Home
Inventory Software is available from the Insurance Information
- Develop a family emergency
survival kit that includes a three-day supply of drinking
water and food you don't have to refrigerate or cook. The kit
should also contain first aid supplies, a weather radio, batteries,
clothing, blankets, medicine, copies of your insurance policies
and some basic tools.
- Damage to vehicles caused by earthquake or tsunami is covered
if owners add optional Comprehensive
Coverage to their auto policies.
- Damage to personal contents inside a vehicle is covered under
standard Homeowners or Renters
For more information on how to protect yourself and property
from an earthquake, tsunami or other disasters, visit GetReadyNW.org,
Council or call NW Insurance Council at (800) 664-4942.
NW Insurance Council is a nonprofit, public-education organization
funded by member insurance companies serving Washington, Oregon