Kenton Brine, President
Sandi Henke, Communications Director
NW Insurance Council
Phone: (206) 624-3330/(800) 664-4942
Fax: (206) 624-1975
Follow at Twitter.com/nwinsuranceinfo
Honda Accord, Civic top the "10 most-stolen vehicles" list in WA; are you protected?
- 1996 Honda Accord is the most stolen car in Washington state
- Auto theft is a costly crime vehicle owners pay for through their insurance premiums
- Owners of vehicles stolen are on the hook without Comprehensive Insurance Coverage
SEATTLE, August 5, 2016 – The vehicle thieves targeted most often in Washington is the 1996 Honda Accord, according to the National Insurance Crime Bureau’s (NICB) annual Hot Wheels Report.
The 2015 Top 10 most stolen list for Washington includes vehicle years ranging from 1996 to 2010. According to NICB, certain models of older cars and trucks are popular with thieves because of their longevity and the value of their parts, plus they are easier to steal. Newer and more expensive vehicles often have more sophisticated alarms and anti-theft systems and frequently are stolen to be resold intact or shipped overseas.
No matter what year the vehicle, auto theft is a costly crime vehicle owners pay for through their insurance premiums. The good news is vehicle owners who include optional Comprehensive Coverage in their Auto Insurance policies are covered if their vehicles are stolen.
“Consumers pay billions each year for auto theft,” said Kenton Brine, NW Insurance Council president. According to the Federal Bureau of Investigation (FBI), more than $4.5 billion was lost nationwide to auto theft in 2014. “The cost to replace stolen vehicles and repair those that are recovered is reflected in your insurance rates,” Brine added. “That makes auto theft prevention an important issue for every vehicle owner.”
Brine also reminded drivers that Comprehensive insurance coverage (also referred to as “Other Than Collision” coverage), is the only coverage available to help auto theft victims recover the cost of losing their vehicle to theft (including repairing a damaged vehicle that is recovered or returned to the owner). “Comprehensive coverage is not typically expensive, and can usually be purchased separately from other policies,” Brine said, “though many consumers choose to purchase the coverage along with Collision and/or Personal Injury Protection coverage.”
Auto theft decreased by eight percent last year in Washington, but continues to be a widespread and costly crime. For the first time in five years, Spokane is no longer on the top 10 list for highest auto theft rates in the nation, dropping to 25th last year from 6th in 2014, according to the National Insurance Crime Bureau’s (NICB) recent annual Hot Spots Report.
Here is a list of Washington’s most stolen vehicles, according to NICB's 2015 statistics:
1. 1996 Honda Accord
2. 1998 Honda Civic
3. 2004 Ford Pick-Up (Full Size)
4. 1994 Acura Integra
5. 1989 Toyota Camry
6. 1996 Subaru Legacy
7. 1999 Chevrolet Pick-Up (Full Size)
8. 1994 Cherokee/Grand Cherokee
9. 2010 Toyota Corolla
10. 1997 Nissan Sentra
NW Insurance Council and NICB offer the following tips to help you reduce the risk of your vehicle being stolen:
- Keep your doors locked and windows completely rolled up.
- Remove keys from the ignition, even when briefly stepping away from your car.
- Keep valuable items such as bags, purses, cell phones and briefcases out of sight.
- Always park your vehicle in well-lit areas.
- Always activate your vehicle’s security or alarm system when parked.
- Before buying a new vehicle, check with your insurance company to find out which vehicles have the highest risk of being stolen.
- NICB also recommends four layers of protection for auto theft: Common Sense, Warning Devices, Immobilizing Devices and Tracking Devices.
If you witness or have knowledge of an auto theft, contact your local law enforcement agency. Auto theft also can become a form of insurance fraud when owners arrange to have their vehicles stolen with hopes of collecting the insurance money. If you know of anyone who has filed a false insurance claim, call the Fraud Hotline at 800-TEL-NICB, the Washington State Office of the Insurance Commissioner’s hotline at 800-562-6900 or visit www.insurance.wa.gov/complaints-and-fraud.
For more information about the Hot Wheels Report and insurance fraud, call (800) 664-4942 or visit NW Insurance Council.
NW Insurance Council is a nonprofit, public-education organization funded by member insurance companies serving Washington, Oregon and Idaho.