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One in three Americans don't have Life Insurance, according to an Insurance Information Institute survey.

Buying Life Insurance is not like any other purchase you will make. When you pay your premiums, you're buying the future financial security for your family that only Life Iinsurance can provide. Among its many uses, Life Insurance helps ensure that, when you die, your dependents will have the financial resources needed to protect their home and the income needed to run a household.

Life Insurance also can be used to help with other financial goals, such as funding retirement or education expenses. However, it is important to remember that the main purpose of Life Insurance is financial protection. If your primary goals are something other than protection, you should consider what other financial products are available to meet those goals.