Whether you're a landlord or
a tenant, you face many different insurance-related issues such
as preventing water damage, liability and knowing how much coverage
you really need to protect you and your assets.
In this section, you'll find facts related to many of these issues
and tips to help prevent or reduce loss.
Renters Insurance -- Understanding
the basics of Renters Insurance.
Much is Enough -- To understand how much insurance you need
for your house, you need to know what it will cost to rebuild it.
Tips from the Insurance Information Institute.
C.L.U.E. & A-Plus --
Past claims can affect how much you pay for insurance on a new home.
Get a C.L.U.E. on Loss History Reports.
Credit-based Insurance Scoring
-- What does credit have to do with your insurance? Discover how
maintaining good credit can save you money.
Preventing Water Damage/Mold
-- Standard Homeowners and Renters Insurance policies do not cover
water damage such as mold and rot unless it is caused by a covered
loss. Damage from a leaky roof or moisture that accumulates from
unventilated cooking or showers. Proper maintenance can prevent
most water damage losses. Also review our Maintenance
Dog Bite Liability -- If your
pet dog bites someone, you are liable for damages. Find out how
homeowners and renters insurance can protect you.
Save Money on Insurance -- The
cost to repair and rebuild damaged property continues to rise. But
that doesn't mean there aren't ways to save money on your insurance.
Find out how.
Your Home -- Making significant upgrades to your home can
impact your insurance. Whether you're adding a deck, a garage or
a new room, you're adding more to your house, meaning you may need
more coverage. Tips from the Insurance Information Institute.
Home Inventory -- Taking a home
inventory can help you decide how much insurance you need. Download
a free Home Inventory software.
Home Protection -- Is
there a worse feeling than coming home from a long vacation to find
your home burglarized? Tips for preventing burglary.
Insuring Your Home-based Business
-- If you're a home-based business owner, don't assume your homeowners
or renters insurance will cover losses to your business. Things
like lost wages and damage to business records require appropriate
coverage. Find out how to insure your home-based business.
Filing a Claim -- If you do suffer
a loss, your insurance company is there to help you get back on
your feet. It's important to understand how to file a claim.
Winterize Your Home -- Extreme
cold temperatures can damage your rental home. Frozen
pipes and ice dams are just a few of many winter-related disasters.
Find out how to protect your home.
More Insurance Information
Hot Topics -- Find out more
facts on other insurance issues.
If you have questions, please call NW Insurance Council's consumer
hotline at (800) 664-4942.
NW Insurance Council is a nonprofit, consumer-education organization
funded by member insurance companies.